Dr. Faisal G. Khamis, Assistant Professor, Department of Accounting and Finance & Banking, College of Business Administration, Al Ain University of Science and Technology, Abu Dhabi, UAE
E-mail: faisal_alshamari@yahoo.com

Dr.NARAYANASWAMY. A. M., Lecturer in sociology, Govt. First Grade College, Madhugiri, Tumkur Dist- 573132, India
E-mail: narayanabuvan@gmail.com

Dr. YOGANARASIMHACHARI. K., Assistant Professor of Sociology, Govt. College,(Autonomous), Mandya, Karnataka State, India
E-mail: yoganarasimha.lec@gmail.com